To use Apple Cash, you'll need to submit your ID for verification starting from October
As part of new terms & conditions
![Apple Cash](https://cdn.mos.cms.futurecdn.net/eteCCGHkhrzRdF4aZNd8um-320-80.jpg)
Apple Cash is Apple's system for sending and receiving payments with Apple Pay through the Messages app. In order to use Apple Cash on the best iPhones, you'll now need to submit your ID to Apple for verification, as part of new regulatory requirements.
Apple has been sending out emails to users, giving them a heads-up on the upcoming changes to Apple Cash’s terms and conditions. Identity verification is about to become mandatory if you want to send more than $500 through Apple Cash. And that's total spend, not just per transaction. This isn’t just for new transactions, either. Apple’s counting everything you’ve sent or received using Apple Cash, past and future, towards that $500 cap. The change will come into play on October 4.
Apple Cash users can request and send money using their Apple Cash card within the Wallet app in addition to the Messages app.
Apple’s also taken this opportunity to clarify some of the finer points of its P2P transfer limits. Whether you’re sending or receiving funds, weekly limits apply across the board. Plus, Vision Pro is now a supported device for Apple Cash transactions.
Why do I need to verify my ID for Apple Cash?
If you’re the type who doesn’t like sharing personal info, this change might feel a bit invasive. But the reality is, most money transfer services already have these requirements in place, and Apple Cash is just catching up. If you want to avoid the hassle of ID verification, you’ll need to keep your total transactions under $500 – but that may be pretty hard to do.
Apple Cash is about to get even better, thanks to a new feature in iOS 18 and watchOS 11: Tap to Cash. This nifty addition will let you exchange Apple Cash just by holding your iPhone or Apple Watch near another supported device. Imagine tapping your iPhone to your friend's Apple Watch to split the bill at the end of a meal. Remember that these Tap to Cash transactions will count towards your new Apple Cash limits.
More from iMore
- Apple Pay Later: Everything you need to know
- Apple Pay: The ultimate guide
- How to use Apple Pay without a credit card
Master your iPhone in minutes
iMore offers spot-on advice and guidance from our team of experts, with decades of Apple device experience to lean on. Learn more with iMore!
Connor is a technology writer and editor, with a byline on multiple platforms. He has been writing for over eight years now across the web and in print too. Connor has experience on most major platforms, though does hold a place in his heart for macOS, iOS/iPadOS, electric vehicles, and smartphone tech.
-
Travons This is wild.Reply
Even the airports are now requiring you have some form of identification to get on the plan within the country.